Articles first published in Forbes Magazine

Solutions for Pre-Existing Conditions

Forbes

The best position on pre-existing conditions is not to argue that the problem is small, although it certainly is, writes John Goodman at Forbes. Our argument should be that many – perhaps most – people who come to the individual market with a pre-existing condition are worse off because of Obamacare than they would have been under the old system. And that there is a conservative approach that is much better. More

Goodman on Bidenomics

Forbes

There are a surprising number of illiberal proposals, including health insurance subsidies, Medicare enrollment for seniors who are wealthy and already insured, two years of free college – subsidizing the single greatest cause of income inequality. “The puzzle in all this is, Why? Why impose a whole slew of new taxes on the rich and then turn around and give them a whole slew of new benefits?” More

The FDA is Preventing a Solution to Covid

Forbes

With paper-strip tests, Americans could test themselves every day in their own homes, at a cost of $1 to $2 per test. The government could even make the tests available for free. Unlike lengthy swabs and finger prick tests (which cause personal discomfort), paper strip testing involves no more than spitting into a tube or the use of a short nasal swab – with results in a few minutes. By contrast, the standard PCR test currently being used costs from $50 to $100 and sometimes more. Results can take more than a week – and that makes them virtually useless. Also, testing tends to be a one-time, irregular event. More

BofA Behaving Badly – Again

Forbes

Back in April, I wrote about Bank of America’s horrible handling of Payroll Protection Loans…. I received one email after another written by business owners who experienced the same nightmare. I then wrote a column, copying some of these emails, and calling on BofA President, Brian Monyihan, to listen to the truly awful manner in which he and his colleagues were treating his customers, many, like me, who had been customers for decades. More

A Manhattan Project for Covid

Forbes

Same-day, time-stamped cell-phone pictures … of negative test — tests, which were approved and supplied to everyone for free by Uncle Sam — would be required to enter the workplace, fly on an airplane plane, frequent a restaurant, enter a store, or attend a school, college, or university. If home tests weren’t perfectly precise, you’d likely need to show several days of negative test results. These requirements would be established by market players, not by government decree. More

Short-Term Insurance Is Not The Problem. It’s The Solution

Forbes

Democrats in Congress are trying to abolish short-term, limited-benefit insurance, but that insurance is on the rise because people want it. Democrats complain that today’s short-term plans don’t cover services people might need.  “What if you get sick and need expensive drugs?” they might ask. The answer is: you drop your short-term plan and enroll in an Obamacare plan. More

Why We Weren’t Ready For Covid-19

Forbes

In Chile, people can work and earn as much as they like, even while receiving social security benefits. In Singapore, Switzerland, the Netherlands and other countries, people don’t lose their private insurance coverage if they quit work or change jobs. In Chile’s unemployment system, people don’t lose income when they go back to work. Chile’s disability system, which allows people to go back to work without losing benefit checks, costs about half as much as disability programs cost in the U.S. and in Europe. More

What’s Wrong with Trump’s Response to Covid?

Forbes

No national testing policy. A lower number of tests per capita than 27 countries. No nationwide contract-tracing system. No national smartphone App to assist contact tracing. No obligatory, let alone enforced, masking policy. No obligatory, let alone enforced social distancing policy. No nationwide random testing to determine disease prevalence. No requirement that states follow CDC reopening guidelines. No restrictions on large gatherings. And a The-Buck-Stops-There strategy that’s dumped the Covid problem on the states, forced the states to compete against one another and ended up with each state treating residents of other states as pariahs. More

Goodman on COVID: Deregulation is Saving Lives

Forbes

Regulations that lock down the economy are killing people. Deregulation is saving them. That’s the theme of several research projects at the GIPPR. It’s also the theme of John Goodman’s latest post at Forbes. Governmental bodies are repealing laws, suspending regulations, and ignoring previous restrictions that impeded the ability of the private sector to act. They are liberating doctors, nurses, drug manufacturers, test makers, makers of personal protective equipment, etc., to do things that were illegal to do only a few months ago. More

Kotlikoff: How to Reopen the Economy in One Month

Forbes

The solution is PCR group-household testing of all American households every week. Doing so will require running only 6 million tests per week, which is eminently and imminently feasible. Group testing is used routinely to test blood donations. It’s also been used in PCR testing of animals. Its sensitivity to Covid-19 has been clearly established by Israeli scientists. Testing all American households every week won’t just save the economy, which is literally at death’s door. It will save tens of thousands of lives. More