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By Larry Kotlikoff Originally posted at nextavenue, April 2017 Fidelity Investments recently released a survey about when Americans say...

A Tough Look at Fidelity’s Social Security IQ Quiz

By John C. Goodman Originally posted at Forbes, September 2016 The room at the National Press Club in Washington DC was packed as Boston...

Does it Pay to Work?

By John C. Goodman Originally posted at Forbes, July 2016 Here is something I bet you don’t know. On March 23, 2010, President Obama...

Best Kept Secret in Washington DC: The Future of Medicare

New Social Security laws were passed last fall that will make major changes to your ability to claim benefits. These changes were never...

Getting the Most Out of Social Security: New Edition

DALLAS, TX, April 27, 2016 – By the time today’s young workers retire, Medicare will spend more on them than they get from Social...

Saving: Medicare Is Worth More Than Social Security For Young Workers

The clock is ticking thanks to a decision Congress made last year to eliminate the strategy [which] … provided an advantage to married...

Kotlikoff to the Washington Post: Lucrative Social Security Option About to Expire

By John C. Goodman Originally posted on Forbes, April 2016 In business after business and industry after industry, buyers and sellers of...

Radical Reform Labor Law, Part II

By John C. Goodman Originally posted at Forbes, April 2016 Have you ever thought about how many laws and regulations, how many taxes, how...

It’s Time to Abolish the Legal Term “Employment”

By Laurence Kotlikoff Originally posted at Forbes, March 2016 Between Bernie Sanders and Elizabeth Warren, we’ve heard a lot about the...

Is JPMorgan Chase America’s Most Corrupt Bank?

By Gail MarksJarvis Originally posted in Chicago Tribune, March 2016 If you are married, and you or your spouse will soon be 66 years...

Kotlikoff: Social Security Admin mistakes are costing retirees money

By Laurence Kotlikoff Originally posted at PBS Newshour, January 2016 Alan Skupp is an attorney who lives in Livingston, New Jersey. He...

Kotlikoff: Does the new Social Security law stop you from reclaiming your suspended benefits? Maybe

By John C. Goodman Originally posted on Forbes, November 2015 Jeb Bush has been taking a beating lately – from the talking heads on TV...

Three Excellent Ideas From Jeb Bush: Liberate Two-Earner Couples And Liberate The Elderly

Thomas Saving, Andrew Rettenmaier and Liqun Liu have produced a first-of-its kind calculation of the value of Social Security to young...

Saving and Rettenmaier: Social Security Privatization Can Be Win-Win

By Laurence Kotlikoff Originally posted on Forbes 8/21/15 The Truth About Social Security’s Long Term Finances In a recent NY Times...

Kotlikoff Rebuts Krugman On Social Security

FOR IMMEDIATE RELEASE DALLAS, TX, July 9, 2015 – Dr. John Goodman and Heartland Institute Senior Fellow Peter Ferrara will join the...

John Goodman, Peter Ferrara Join Lineup at FreedomFest in Las Vegas

FOR IMMEDIATE RELEASE DALLAS, TX, June 10, 2015 – A new book by Goodman Institute Senior Fellow Peter Ferrara argues that individual...

New Book: Can We Privatize The Welfare State?

FOR IMMEDIATE RELEASE DALLAS, TX, April 27, 2015 – If you are over 70 year of age, odds are your Social Security check is not as large as...

New Book: Up To 98 Percent Of Retirees Are Getting Less Than They Should Be Getting From Social Secu

FOR IMMEDIATE RELEASE DALLAS, TX, August 13, 2015 – We have promised more than we expect to take in: Looking indefinitely into the...

Social Security: An Unhappy 80th Birthday

The topic de jure for the chattering class these days is inequality. In fact, it’s hard to pick up a copy of The New York Times or the...

The Promise Of America: Opportunity, Not Equality

Social Security is far more complicated than most people realize. In fact, it is so complicated that even PhD economists are losing tens...

What You Should Know About Social Security

Laurence Kotlikoff’s new book! This new book tells you all you need to know how to navigate the forbidding maze of Social Security and...

Kotlikoff – Get What’s Yours: The Secrets to Maxing Out Your Social Security

Laurence Kotlikoff testified before the Senate Budget Committee, February 25, 2015. Professor Kotlikoff addressed America’s fiscal...

Kotlikoff Senate testimony: The federal government’s unfunded liability is $210 trillion.

Estelle James Full or partial privatization of Social Security is underway in countries around the globe.   Estelle James

Reforming Social Security: Lessons from 30 Countries

Privatization of Social Security is usually thought to require a workable annuities market. In 2004, Dr. James showed that Chile has the...

Annuities Markets around the World

John Goodman If workers and their employers put 4 percent of payroll into an account each year to replace the government’s obligation,...

A Framework for Medicare Reform

Thomas Saving Andrew J. Rettenmaier If workers and their employers put 5 percent of payroll into an account each year to replace the...

Social Security Reform without Illusion: The Five Percent Solution

Chile’s disability system costs about half of what the disability system costs in the United States and Europe, due to privatization and...

Cutting Disability Costs in Half: Evidence from Chile

By using individual accounts and better incentives, Chile has discovered a far better way to hedge against the risks of unemployment....

Unemployment Insurance in a Free Society

The oldest government-mandated employee benefit program in the United States is workers compensation. Every state manages its own system,...

Workers Compensation: RX for Policy Reform

This Health Affairs post proposes nine ideas on how to reduce Medicare spending in ways that leave seniors better off. John Goodman and...

A Better Way To Approach Medicare’s Impossible Task.

This Health Affairs post shows that when all costs are included, Medicare costs more, not less, to administer.  John Goodman and Thomas...

Is Medicare More Efficient than Private Health Insurance?

This Wall Street Journal editorial shows that both Republicans and Democrats are proposing to cut Medicare spending in the same way: with...

Mediscare: The Surprising Truth

This Wall Street Journal editorial urges the government to free the private sector and let entrepreneurs solve our problems. John Goodman

Three Simple Ways That Medicare Can Save Money

This Wall Street Journal editorial concludes that “Looking indefinitely into the future, the unfunded liability is $43 trillion—almost...

Medicare by the Scary Numbers.

This New York Times editorial explains why the true federal government debt is in excess of $200 trillion. Laurence Kotlikoff

America’s Hidden Credit Card Bill

Since we’ve promised more than we can deliver, someone’s ox will get gored. Taxes and transfer programs cut the spending to the top 1...

The Coming Generational Storm: What You need to know About America’s Economic Future

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