AP Photo/Patrick Sison, File

One reason why the two parties can’t reach some sort of compromise is that neither party has been willing to tackle the three biggest problems that afflict the market the Affordable Care Act created.

On the buyer side, we have been trying to force people to buy insurance they would never buy with their own money.

On the seller side, we have been trying to force insurers to enroll people they do not want to enroll. And on both sides of the market, we have created perverse incentives that cause costs to be higher and quality lower than would otherwise have been the case.

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